Accounting software for small business owners
Financial statements a lender will actually accept.
Parline keeps real double-entry books for your business, apart from your own money, then prints the statements anyone will ask for. No bookkeeper. No accounting degree.
Bookkeeping softwareNever holds your moneyFree core
Parline is not a bank and does not issue cards. It keeps the records.
Chapter 1 · Un-commingle your money
One checking account. Two sets of books.
Most owners run everything through one account. Parline sorts every deposit and purchase into the business or into you.
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Step 1 of 3Everything lands in one account.Client payments, groceries, software, rent. All of it in one stream.
Step 2 of 3Parline sorts each dollar.Business money goes one way. Your own money goes the other.
Step 3 of 3Two clean answers.What the business earned, and what you took out. Finally separate.
Business books$0.00earned in March
Personal books$0.00owner's draw
Chapter 2 · Open the business volume
Everything the free book does for you.
The core of Parline is free forever: the books, the sorting and all four statements. Turn the pages.
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1 of 7Open to the contents.Every free feature on one page, with the Pro pages marked in gold at the back.
2 of 7A chart of accounts that fits.Assets, liabilities, equity, revenue and expenses, set up for a small business and easy to adapt.
3 of 7Every transaction, both sides.Record it once. Parline keeps the debit and the credit, and shows your totals so you can see the books balance.
4 of 7Tags that keep score.Mark money you are owed, money you owe, or the kind of expense. Reports pick it up from there.
5 of 7Import with any AI tool.Turn a statement or receipts into transactions you review before anything is saved.
6 of 7Who owes you. Who you owe.Open invoices and bills in age buckets, so nothing slips.
7 of 7Look inside any expense.Split an expense account by the sub-expense tags on its lines.
Chapter 3 · The part a lender asks for
Statements, on demand.
Income statement, balance sheet, owner's equity and cash flow, built from the same entries. Hand them to a lender, an accountant or a grant committee.
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1 of 7What you earned.Revenue, expenses and net income by month.
Net income, March$0.00Revenue 3,780.00 less expenses 811.99
2 of 7What you own and owe.A balance sheet where the two sides always match.
Total assets, March 31$0.00Equals liabilities 1,120.00 plus equity 9,150.00
3 of 7What is left for the owner.Opening equity, plus what the business earned, less what you took out.
Closing equity, March 31$0.00Opening 8,420.99 + net income 2,968.01 - draw 2,239.00
4 of 7Where the cash went.Cash flow you can explain in one sentence.
Cash on hand, end of March$0.00Every dollar traced back to an entry.
5 of 7All four, connected.See the statements together, with the numbers they share highlighted.
6 of 7Every change on the record.See who changed what, and close a month so the numbers before it stay put.
7 of 7Bring your accountant in.Invite people to the book as an owner, admin, editor or view-only member.
Chapter 4 · Turn the page
The last pages are Pro.
Pro is the tax-time output, the planning tools, and Roundtrip: your books out to Excel and back. One subscription covers every set of books you own.
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1 of 5Budget vs. Actual.A projected income statement against your actuals, with a driver for each account.
2 of 5Reconcile with AI.Check your books against a bank statement with any AI tool you like.
3 of 5AI Health Check.Automatic checks plus an AI review of a sample, as a printable report. A check, not an audit.
4 of 5Year-end package.One clean export with everything an accountant or tax preparer needs, per book and consolidated.
5 of 5Roundtrip.Export your books to one Excel workbook, change anything in bulk, upload it again and approve every change. Or move your whole books to someone else.
Switching volumesClose this one. Open yours.The business volume closes and slides away. Your personal volume has been sitting right beside it all along.
Volume IIYours stay yours.Your personal volume is kept apart. What you pay yourself shows up in the business as one clean line: owner's draw.
Personal books, left over$0.00Draw received 2,239.00 less rent and groceries
